Pierre-Alain Droz has a degree in economics and with this background is well placed to offer you a myriad of services tailored to guide you through changes in your company or your professional life.

We have well-proven experience in the following areas:

• Setting-up new businesses
• Company coaching, administrative reorganisation, enterprise reengineering, etc.
• Becoming self-employed
• Hiring new staff (interviewing potential candidates and handling administrative formalities regarding health and accident insurance, State
• Pension Scheme (AVS), Professional Providence Schemes (LPP), etc.)
• etc. 

Our long-standing business contacts with various financial establishments are outstanding thanks to which we are able to obtain loans at preferential interest rates and excellent terms.

We offer expert services in the following areas, amongst others :

• Mortgage financing
• Building loans
• Development aid
• etc.

We have been working closely with major insurance companies for nearly 30 years and provide a wide range of safe and flexible services. In particular, we can offer to manage your entire insurance portfolio, i.e.:

• Customised analysis of your old age providence planning and needs
• Contracting new insurance policies most suited to your circumstances
• Management of damage and claims
• Modification of current insurance policies (changing insured amount, adding/removing insured risks, etc.)
• Health fund advice

Products on offer :

• Life insurance (pillar 3a & 3b)
• LPP
• Household insurance
• Building insurance
• Vehicle insurance
• Commercial insurance
• Private and professional liability insurance
• etc.

Are you planning to take a life-altering step and turn your dream of owning your own home into reality ? We are at your service to assist you step-by-step in this exciting venture, especially with regard to :

• Raising construction credit and mortgage loans; pulling together and preparing the documents required to apply for a loan (extracts from the registry of the relevant debt-collection and bankruptcy authorities certifying your solvency rating, financing plans, various forms, etc.), preparing the application and sending it to the financial institution, signing the loan agreement, etc.
• Accounting throughout the construction period: budgeting based on cost estimates pursuant to the construction cost code, centralised management of invoices from trades people,  project cost control, issuing payment orders and remittance thereof to the banks for settlement.
• Mortgage consolidation: drawing up final financial construction statements, assessment of added value and impairment, converting your construction loan into a mortgage loan.

By entrusting us with these various tasks, you need not worry about the financial aspects of the construction of your home and can devote your time to watching your future home rise out of the ground.

Financial restructuring

Anyone can be hit by financial problems some day the nature of which requires a solution. Even though such  situations often appear to be hopeless, we are there to offer you various alternatives geared to helping you regain your financial footing, for example by:

• Obtaining liquidity for you through a mortgage loan
• Debt rescheduling with your creditors for ultimate debt settlement.
• Computer-aided monitoring of the financial stabilisation process (available liquidity, sums disbursed, etc. ).

The purpose of such restructuring is to terminate all seizures on wages and salaries and naturally to expunge all legal action undertaken by and certificates of indebtedness (actes de défaut de biens - ADB) held by creditors.

Anyone can be hit by financial problems some day the nature of which requires a solution. Even though such  situations often appear to be hopeless, we are there to offer you various alternatives geared to helping you regain your financial footing, for example by:

• Obtaining liquidity for you through a mortgage loan
• Debt rescheduling with your creditors for ultimate debt settlement.
• Computer-aided monitoring of the financial stabilisation process (available liquidity, sums disbursed, etc. ).

The purpose of such restructuring is to terminate all seizures on wages and salaries and naturally to expunge all legal action undertaken by and certificates of indebtedness (actes de défaut de biens - ADB) held by creditors.

Accounting and book-keeping are not easy subjects and numbers are not everyone’s best friend. Our goal is to help our customers by making our expertise available to them, in particular in the following areas: 

• Fiscal issues
• VAT
• Wages & Salaries
• Accounting for SMEs & SMIs
• Others (see also « New Construction » and « Business creation & management »)
   

We manage buildings on behalf of our customers who wish to entrust all the formalities resulting from the acquisition and management of rental property.
When you sign a building management contract with us, we undertake to perform the following services:

• Rent collection, reminders, legal proceedings, , etc.
• Change of tenants (hand-over of keys, start and end of tenancy inspection, placing notices of rental property in newspapers, etc.)
• Accounting of annual management and maintenance charges.
• Administrative formalities with respect to insurance in the event of damage.
• Contracting repair and renovation work (we contract skilled and trustworthy trades people).
• Book-keeping & Accounting (mortgage interest payments, budgeting, annual accounts,  p & l accounts, etc.)